The Business Cycle How will you weather the ups and downs of the business cycle? Share | Related Content Gift Giving: Spend Less, Enjoy More Stressed about the cost of holiday gift giving? You’re not alone. Commitment and Money Conversations Talking about money isn’t as scary as it seems. Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer.